Payment Manager

Market.com’s payment manager optimizes transactions in order to help merchants lower their costs and raise their approval ratios. The payment manager is split into three integrated parts.

Transaction Director routes transactions to the optimal acquiring provider that will give the specific transaction the best approval conditions. It customizes traffic based on card types and currencies, thus increasing profits. 

Cascading Billing automatically reroutes a transaction that has failed in one bank to the next best acquirer, protecting against filtering by acquirer and maximizing the number of approved transactions for those merchants who use more than one bank.

Acquirer Backup bypasses acquirer errors and guarantees a successful deposit, ensuring that if one bank is experiencing downtime due to technical problems or maintenance, transactions are automatically sent to another bank. This helps ensure continuous processing activity and maximum up-time availability.